Executive Home Mortgage offers Conventional, FHA, and VA mortgage loans. We have programs to fit virtually any need. Contact us and talk to an experienced loan officer who can counsel and guide you in selecting the best program to fit your needs.

A brief list of the many programs available:

• 30/15 year fixed - standard fixed rate mortgage
• Temporary buydowns - fixed rate loan with a discounted interest rate for one, two or three years. This program allows for a variable rate with payment certainty.
• 7/23 and 5/25 balloon - fixed for 7 or 5 years (with a 30 year amortization). At the end of 7 or 5 years, loan must be refinanced.
• 3/1, 5/1, 7/1, 10/1 - these programs are designed with a fixed interest rate for a specified period (i.e. 3, 5, 7, or 10 years), then loan automatically modifies to a 1 year ARM
• 90% and 95% mortgages with no PMI - eliminates the private mortgage insurance normally required on loans with less than a 20% down payment. These programs offer comparable monthly payments with significant tax advantages and equity accumulation.
• Rate lock/purchase protection program - this program allows you to lock an interest rate before you shop for your home
• Extended rate locks - Protect against rising interest rates while you build, with the option of a float down if rates fall.
• COFI ARM - low starting interest rate adjustable rate mortgage. The unique feature of this program is that borrower has options on how much they choose to pay every month.

These are just some of the many programs available
And since Executive Home Mortgage represents over 40 wholesale mortgage lenders, we always have the most competitive rates in the market place. Our loan counselor can assist you in identifying just the right program to fit your particular situation.

Contact us today or fill out our purchase or refinance form for a no cost consultation and pre-qualification.